[{"data":1,"prerenderedAt":111},["ShallowReactive",2],{"team":3,"resource-questions-before-you-refinance":73},{"id":4,"es":5,"extension":21,"members":22,"meta":66,"stem":67,"story":68,"storyTitle":71,"__hash__":72},"team\u002Fteam.yml",{"storyTitle":6,"story":7,"members":10},"El enfoque del equipo Tokar",[8,9],"Sus metas orientan la conversación. Ya sea que compre su primera casa, planee su siguiente mudanza, refinancie o financie una propiedad de inversión, The Tokar Team le ayuda a entender sus opciones y a prepararse para el siguiente paso.","Puede contar con respuestas directas, actualizaciones en el camino y un equipo que trabaja junto para que su financiamiento siga avanzando.",[11,16],{"id":12,"role":13,"bio":13,"bioLong":14,"photoAlt":15},"ari","Gerente de operaciones de sucursal",[],"Retrato de Ari Tokar sonriendo con un blazer azul marino y una camisa celeste.",{"id":17,"role":18,"bio":18,"bioLong":19,"photoAlt":20},"danny","Gerente de sucursal productor",[],"Retrato de Danny Tokar sonriendo con una camisa a cuadros azul y verde.","yml",[23,48],{"id":12,"name":24,"role":25,"roleTodo":26,"bio":25,"bioLong":27,"nmls":28,"phone":29,"email":30,"applicationUrl":31,"photo":32,"photoAlt":33,"primaryContact":34,"social":35},"Ari Tokar","Branch Operations Manager","",[],"1462188","(561) 714-4218","ari@thetokarteam.com","https:\u002F\u002Flo-sites.goldstarfinancial.com\u002F?lar=atokar","\u002Fstaff\u002FAri-Tokar.jpg","Portrait of Ari Tokar smiling in a navy blazer and light blue shirt.",false,[36,40,44],{"id":37,"label":38,"url":39},"instagram","Instagram","https:\u002F\u002Fwww.instagram.com\u002Faritokar.mortgage\u002F",{"id":41,"label":42,"url":43},"facebook","Facebook","https:\u002F\u002Fwww.facebook.com\u002Ftokarari",{"id":45,"label":46,"url":47},"linkedin","LinkedIn","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Faritokar\u002F",{"id":17,"name":49,"role":50,"roleTodo":26,"bio":50,"bioLong":51,"nmls":52,"phone":53,"email":54,"applicationUrl":55,"photo":56,"photoAlt":57,"primaryContact":58,"social":59},"Danny Tokar","Producing Branch Manager",[],"1098658","(954) 589-3661","Danny@thetokarteam.com","https:\u002F\u002Flo-sites.goldstarfinancial.com\u002F?lar=dtokar","\u002Fstaff\u002FDanny-Tokar.jpg","Portrait of Danny Tokar smiling in a blue and green plaid shirt.",true,[60,62,64],{"id":45,"label":46,"url":61},"https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fdanny-tokar-2b6572a\u002F",{"id":41,"label":42,"url":63},"https:\u002F\u002Fwww.facebook.com\u002Fdaniel.tokar.1",{"id":37,"label":38,"url":65},"https:\u002F\u002Fwww.instagram.com\u002Flenderdanieltokar\u002F",{},"team",[69,70],"Your goals shape the conversation. Whether you're purchasing your first home, planning your next move, refinancing, or financing an investment property, The Tokar Team helps you make sense of your options and prepare for the next step.","You can expect straightforward answers, updates along the way, and a team that works together to keep your financing moving forward.","The Tokar Team Approach","5tOdoLP0kSwHN-E_LI2015QjNlLGgRKWkBh0N9AU2KA",{"id":74,"title":75,"body":76,"category":92,"description":93,"es":94,"extension":103,"image":104,"imageAlt":105,"meta":106,"navigation":58,"path":107,"seo":108,"stem":109,"__hash__":110},"resources\u002Fresources\u002Fquestions-before-you-refinance.md","Questions to Ask Before You Refinance",{"type":77,"value":78,"toc":89},"minimark",[79,83,86],[80,81,82],"p",{},"Ask what the new loan changes: the term, the balance, the monthly payment, or the cash you would receive. Ask what it costs to do it. Ask how long you expect to keep the house.",[80,84,85],{},"A lower payment is not automatically a better loan. A shorter term can raise the payment and still be what you want. The Tokar Team will put those tradeoffs in writing on an application.",[80,87,88],{},"This article does not estimate savings, APR, or break-even time.",{"title":26,"searchDepth":90,"depth":90,"links":91},2,[],"Refinance","Questions that belong in a refinance conversation, without a savings claim.",{"title":95,"description":96,"category":97,"imageAlt":98,"prose":99},"Preguntas antes de refinanciar","Preguntas que pertenecen a una conversación de refinanciamiento, sin una promesa de ahorro.","Refinanciamiento","Una pareja en un sofá mira junta una computadora portátil.",[100,101,102],"Pregunte qué cambia el préstamo nuevo: el plazo, el saldo, el pago mensual o el efectivo que recibiría. Pregunte cuánto cuesta hacerlo. Pregunte cuánto tiempo espera quedarse con la casa.","Un pago más bajo no es automáticamente un mejor préstamo. Un plazo más corto puede subir el pago y seguir siendo lo que usted quiere. El equipo Tokar pondrá esas compensaciones por escrito en una solicitud.","Este artículo no estima ahorros, APR ni el tiempo para recuperar el costo.","md","\u002Ffamily\u002Fyoung-couple-laptop.jpg","A couple on a sofa looking at a laptop together.",{},"\u002Fresources\u002Fquestions-before-you-refinance",{"title":75,"description":93},"resources\u002Fquestions-before-you-refinance","WNsapZlRtI4aPqdaHzF8vj9c2PYk6ML8t4tq5HfYWs0",1793200166013]