A first conversation is not an application. You can ask how the process works, who will call you, and which documents usually come next.
Have a price range or a payment range in mind, and know whether the home will be a primary residence, a second home, or an investment. If you are not sure, say that.
Danny Tokar is Producing Branch Manager and Ari Tokar is Branch Operations Manager. Nothing you read here is an approval or a rate.

