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Florida-based. Serving CA, FL, GA, TN & TX

The Tokar Team | Gold Star Mortgage
Four coworkers standing in an office and looking through binders.

How it works

From the First Call to the Closing Table.

A first conversation, a file, underwriting, and a closing. You can ask how it works before anyone pulls credit.

A family carrying boxes into a bright living room on moving day.
  1. 01

    Talk With the Tokar Team

    Tell the team what you are trying to do. This conversation does not pull credit.

  2. 02

    Get Pre-Approved

    When you are ready, the Tokar Team opens a real application and explains what the file needs.

  3. 03

    Find the Home

    You shop with a pre-approval in hand. We stay available while you and your agent write the offer.

  4. 04

    Underwriting

    The Tokar Team takes the application and keeps conditions moving.

  5. 05

    Closing

    You review figures before you sign. Nothing on this website is a commitment to lend.

Coworkers gathered around laptops and paperwork at a long office table.

Why homeowners call

National Resources. A Local Team You Can Name.

Gold Star is licensed in 47 states. On this site, an application can start with the Tokar Team.

  1. 01

    A Team, Not a Queue

    The Apply and Talk buttons reach the Tokar Team.

  2. 02

    The Team Stays With the File

    An application can start with the Tokar Team. The team stays available through processing and closing.

  3. 03

    Programs for the Situation

    Purchase, refinance, reverse, and investor files are part of the conversation. Fit is confirmed on an application, not on this page.

  4. 04

    Plain Language

    We would rather explain a document than hide behind one. Ask until it makes sense.

  • Detroit Free Press Top Workplace
  • Inc. 5000 Fastest-Growing Companies
  • Ellie Mae Hall of Fame
  • ICE Innovation Award
  • Mortgage Executive: Best Companies to Work For
  • National Mortgage Professional: Most Loved Employer
  • HousingWire Vanguard Award
  • Motivity Innovator of the Year
  • Detroit Free Press Top Workplace
  • Inc. 5000 Fastest-Growing Companies
  • Ellie Mae Hall of Fame
  • ICE Innovation Award
  • Mortgage Executive: Best Companies to Work For
  • National Mortgage Professional: Most Loved Employer
  • HousingWire Vanguard Award
  • Motivity Innovator of the Year

Detroit Free Press Top Workplace. Inc. 5000 Fastest-Growing Companies. Ellie Mae Hall of Fame. ICE Innovation Award. Mortgage Executive: Best Companies to Work For. National Mortgage Professional: Most Loved Employer. HousingWire Vanguard Award. Motivity Innovator of the Year. Third-party awards and recognition are listed for general information and reflect the year each honor was received. They are not a guarantee of future performance or individual borrower outcomes.

9×

Detroit Free Press Top Workplace

Recognized nine times as a top workplace in metro Detroit between 2009 and 2022.

5×

Ellie Mae Hall of Fame

Inducted five times for loan quality, efficiency, and innovation from 2013 to 2018.

3×

Inc. Fastest-Growing Companies

Named to Inc. magazine’s list of the fastest-growing private companies in America.

30+

Honors Since 2009

Across workplace culture, company growth, technology, and individual industry leadership.

Third-party awards and recognition are listed for general information and reflect the year each honor was received. They are not a guarantee of future performance or individual borrower outcomes.

Questions

Straight Answers Before You Share Your Information.